Medicare – Here’s the simple part: Every American over 65 is eligible for Medicare. After that, it’s complicated, and not everyone’s situation is the same. Once you’re eligible for Parts A and B, should you add Part D, and do you need a Medicare Supplement Insurance Plan – and if so, do you qualify for financial assistance? We understand all the different options and can help you find the plan to fit your needs and budget.

Cancer & Critical Illness – Modern medicine may now save you from once-deadly diseases such as cancer, heart attacks and strokes, but treatment and other expenses can add up quickly. Critical illness insurance can pay a lump-sum cash payment to cover expenses associated with a condition covered by your policy.

Dental and Vision – For a healthy person, sometimes the greatest medical expenses can be for dental or vision care – yet basic medical plans don’t usually cover those costs. Inexpensive, stand-alone options are available to help with routine expenses like new glasses or contact lenses, or getting your teeth cleaned.

Hospital Indemnity – Hospitalization due to sickness or injury can happen to anyone. While your medical insurance may help to cover hospital bills in these situations, it may not cover all the costs associated with a hospital stay. That's where Hospital Indemnity insurance can help, giving you a financial safety net for unplanned expenses brought on by a hospital stay.

Life Insurance – A simple answer to a difficult question: How will my loved ones manage financially if I were to die? Individual life insurance can help provide your loved ones with financial security in the event of your passing. As with health insurance, there is a wide variety of options, including term and whole life insurance, that provide different types of coverage at various cost levels.